How To Crush Your Financial Goals In 2023

The year has already begun. It has lots of potential for greatness. All these potentials can only become kinetic if you can set and fulfill goals. Like every other person in 2023, you must have some financial goals. But how can this year be any different from other years? How can you go through this whole year without failing at your goals? Read this full article to know exactly how to crush your financial goals in 2023.

How To Crush Your Financial Goals In 2023
How To Crush Your Financial Goals In 2023

How To Crush Your Financial Goals In 2023

As the famous saying goes, “it is easier said than done,” or rather, “it is easier planned than achieved.” If you do not want to be a victim of the consequences of unfulfilled goals, follow the rules given in this article.

Here are the best steps to take if you want to improve your financial situation in 2023:

Attack Debt

One bad thing about debt is that it signifies the amount of money that you do not have but have already spent. If you want to move to the next level financially this year, you must be prepared to eliminate all debts from your life.

The best place to start is with all high-interest debts. This is because they offer more harm than good. You have penalties to pay if you do not show up.

One good way to make sure you do this effectively is to put your credit cards on automatic deposit.

Get A Secondary Source Of Income

Nothing will make you happier than getting another source of income. This will help you easily crush your goals.

For a personal example, I will give an instance of how my life was when I started earning double my income versus how it was before.

I was passionate about building my savings and helping people, but I couldn’t do much about that when I had just one source of income. However, when I had a second source of income, I started crushing my goals. I created my emergency fund as fast as possible and had three poor families on my “charity payroll.”

Focus On Assets

As rich dad and poor dad stated, assets bring more money into your pocket and liabilities take it away from you. I.e., assets are sources of income. They are passive sources of income locked into purchases. Assets are items that bring in cash flow after you purchase them. Liabilities, on the other hand, force you to spend and spend.

If you want to be in a better place financially in 2023, you have to focus on getting more assets. Get as much under control as you can, and your results will astound you before the year is out.

Don’t Eat Up Your Seed

This area covers lots of things at the same time. Every income you get has a “bread part” and a “seed part income you get has a “bread part” and a “seed part.” The bread part is meant for food, and the seed part is meant to produce more of “the whole.”

The seed part is usually a very small percentage of “the whole.” The seed represents the following:

  • your investments in other businesses.
  • Investments were the source of income from which “the whole” came.
  • Charity money
  • You will tithe as your faith demands.

All these will make sure that your income keeps flowing in.

Be Consistent In Your Savings

Discipline is what helps the rich remain rich. If you want to help build a very huge store of riches, you have to cultivate the habit of saving. There are so many reasons to save, including:

  • Save for investments.
  • Save for your long-term goals.
  • You can also save for assets.

If you follow this cycle, you will always have something to save for.

Budget Or Live Within Your Means

You will not have a very good financial life if you squander every bit of money that comes into your bank account. Budgeting will help you take financial action effectively. It will help you save, spend effectively, and consider all goals according to their importance.

Learn to live within your means by spending only on necessities. Do not spend all your money. Learn to save some too.

Getting the most expensive gadgets now may not be the most advisable thing to do.

Negotiate A raise Or Promotion, Or Get A New Job

If your salary was not enough in 2022, there is a high probability that it will not be enough in 2023. There are only two ways to tackle this: get a higher salary or get a new job.

While throwing away your old job may not be the best thing to do, especially with the fact that there is a swarm of unemployed people out there, ready to take your place, You can submit applications at very good alternative places and make sure you get a job offer before quitting.


These are the major actions you should start working on now if you want to achieve the majority of your goals in the year 2023.

Don’t forget to set goals for yourself.

  • Specific
  • Measurable
  • Attainable
  • Realistic
  • Time-bound

With all these things in mind, you are on your way to achieving your goals in 2023.

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